Personal Property Insurance will help protect items such as furniture, clothing, sporting goods, electronics, etc. This policy could offer protection while those items are anywhere in the world.
Excel Insurance personal property coverages offered:
- Peril:
The possessions have to be destroyed by something specifically listed in your policy in order to be claimed:
Some Commonly Listed Perils Are:
-Hail
-Theft
-Vandalism
-Lightning
-Fire
-Damage from Snow
- Open Peril
:
This policy will help protect your belongings from any type of damage, as long as it is not explicitly excluded from your plan.
Will Typically Not Cover the Following:
-Earthquakes/ Floods
-Tree Root Pressure
-Mold
-Corrosion
-Natural Wear and Tear
-Interruption in the foundation