Condo owners are generally responsible for the interior of their unit. Floors, walls, cabinets, fixtures, etc, will likely not be covered by your association’s insurance.
Excel Insurance condo coverages offered:
- Personal Property:
Personal belongings like furniture, bicycles, electronics, or appliances will be covered if damaged or stolen.
- Loss of Use:
This policy will provide coverage if you need to live elsewhere temporarily due to your home being uninhabitable.
- Medical Expense:
If a guest is injured on your property, this policy plan will provide coverage for medical bills and other such expenses.
- Building Property:
In the event that items, such as cabinetry, personal property, or appliances, not covered by your association need to be repaired or replaced, the policy helps pay for those expenses.
